Personal Checking
Innovative Checking
Checking should be easy and convenient. That’s why we have made the decision a simple and easy one. Select from any of our three accounts. One is sure to fit your needs.
FreE-Account
Choice Checking
Total Checking
Description
Paperless account
Checking a la carte
All inclusive checking account
Minimum Balance
$100 minimum opening balance
$100 minimum opening balance. Monthly account service charges are waived with $10,000 in combined personal deposit balances in Savings & CDs.
$100 minimum opening balance. Monthly account service charges are waived with a $5,000 minimum balance or $25,000 in combined personal deposit balances in Savings & CDs.
Monthly Fee
None
$4.95
Discounts available to reduce or eliminate fees.
$5.95
Interest
None
None
Yes
Account Discounts
None
$2 Off with $500 Minimum Balance
$2 Off with Enrollment in E-Statements
$2 Off with a Direct Deposit Into Your Account
$2 Off with 15 Debit Card Purchases per Month
None
Monthly account service charges are waived with a $5,000 minimum balance or $25,000 in combined personal deposit balances in Savings & CDs
Features
Free Online Banking
Debit Card
Electronic Statements (required)
Paper Checks allowed with Account
Free Online Banking
Option of Electronic Statements
Apply three or more discounts per month and the monthly account service charges are waived.
Free Online Banking
Bill Pay ( 5 free per month; $.50 for any bill after that)
Free Bank Money Orders
Free Auto Transfers Between Accounts
Free Debit Card Balance Increases
Free Telephone Transfers
Free ID Theft Protection Enrollment
Discounted Box of Checks/year*
Safe Deposit Box Discount*
Real Estate Loan Discount*
Discount on Consumer Loans*
CD Rate Increase Coupon*
Overdraft Charge Refund*
*Annual Coupon Item
Servicing Park Rapids, MN And The Surrounding Areas
Family owned and operated since 1919
Our team members greet you with a smile and the expertise you are looking for!
