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Consumer Loans

Recreational Loans

Northwoods Bank has a variety of loan options available to finance the purchase of recreational vehicles and boats.  We offer competitive rates and flexible terms for both new and used items.  Let us help you put together the right financing package for any of the following:


  • Speed Boats
  • Pontoon Boats
  • Fishing Boats
  • Jet Skies / Waverunners/ PWCs
  • Snowmobiles
  • 4 Wheelers
  • RV's - motorhomes or travel trailers
  • Motorcycles

Personal Loans

Northwoods Bank offers both secured and unsecured personal loans.


  • Secured consumer loans – use existing eligible collateral to borrow funds for personal use. Rates and terms available will depend on your credit history, ability to repay and collateral value.
  • Unsecured consumer loans- With no collateral other than the promise to repay, unsecured personal Loans are generally available to individuals with an established credit record, a bank established credit history, a stable employment history, and a full deposit relationship. Although the interest rates are higher than collateralized loans, unsecured loans still offer the benefit of quick, convenient financing.

Servicing Park Rapids, MN And The Surrounding Areas

Family owned and operated since 1919

Our team members greet you with a smile and the expertise you are looking for!

  • 218.732.7221
  • 1200 East First Street
    Park Rapids, MN 56470
    NMLS #416535

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