All transactions must be made by 3:00 pm at Nevis & the Main branch; 2:00 p.m. at the Express Branch; 2:30 p.m. at Pine City, and 3:00 p.m. online.

Transfers between accounts can be done through Online Banking, our mobile app, or by calling a customer service representative (a service fee may be charged based on account type).

You can obtain this information through our free Online Banking service, our mobile app, or by contacting a customer service representative during our regular banking hours.

Generally, direct deposits are set up for payroll.  If your place of employment participates in direct-depositing, your employer can assist you.   You can enroll online to set up direct deposit of US Treasury checks, like social security, at https://www.ssa.gov/deposit/

The initial maximum amount you can withdraw from an ATM within a 24-hour period is $500.

• the exact amount,
• the date the check was written,
• the date of withdrawal, and
• the check number (if applicable).

Yes. Any abnormal activity on your account, including, but not limited to, foreign transactions, may be mistaken as fraudulent activity.  Please notify us of your travels prior to your departure to ensure that your account does not become restricted. It may be wise to consider changing the daily restrictions on your Debit/ATM card, as well. Contact a Northwoods Bank customer service representative for assistance.

Yes, Northwoods Bank offers electronic statements (E-Statements), which are available free of charge. Online Banking enrollment and a valid email address are required.

091214753

Easy! Click here for your credit report and score.  You are also granted one free credit report per year at annualcreditreport.com from each of the nationwide consumer credit reporting companies; however this free report will not give you your credit score.