serving since 1919

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Locally Serviced

 Today's Best Rate!


2.842 % APR  

rates are based on a loan of $275,000


Debit Card Notice

We’ve been made aware that with our recent debit card conversion, a small percentage of customers have been issued debit cards from a batch with defective chips (there is no security risk with the defective chips). The good news is that most cards are working great! We sincerely apologize to our customers whose cards are defective. The debit card provider is working diligently to correct the problem and we’re trying to get you a new card as fast as possible. We are so sorry for the inconvenience this has caused, and are very thankful for your grace and patience as we work through this. If you have found that your debit card is not working properly and you have not already done so, please give your nearest branch a call and they will arrange a new debit card for you. Thank you!


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At Northwoods Bank we specialize in small business lending.  The Business lenders at Northwoods Bank are experienced and capable of handling any of your business borrowing needs. We offer financing for the purchase or construction of all types of commercial real estate property. 

Learn More     How to Apply     Contact our Lending Staff


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Stop by and Talk to Amy about how we can help you get into your Dream Home!

Due to the fact that everyone's mortgage needs are unique, we offer several different types of mortgages with competitive rates and terms that are guaranteed to fulfill virtually every type of home mortgage need.



Customer Testimonials

I opened up a new business and wanted to use a local bank. The thing I love most about Northwoods Bank is the hometown atmosphere. When I walk in I can talk to anyone and I am treated as a friend. Northwoods Bank is a personal bank that gives personal service. I also attended an entrepreneurial class and was very impressed with Northwoods Bank contribution to the class. Everyone is always so friendly and willing to accommodate to whatever I need. I feel like a valued customer at Northwoods Bank, not just another account. They exceeded all of my expectations!”
Julie Hudek- Owner of Downtown Diva