Systems may intermittantly be down on Saturday, 1/28 due to maintenance.
  • A Breath of Fresh Air In Banking

    At Northwoods Bank

Mortgage Loans

Rates as low as 5.375 %

5.906% APR

Based on a $250,000 loan

Mortgage Loans

Consumer Loans

Consumer Loans

Checking Accounts



Checking Accounts

Business Loans



Business Loans

Northwoods Bank

Accounts and Products That Fit Your Life

Superior service, competitive rates, and fast turnaround times.
From everyday money management to affordable loans, we pride ourselves on strong, personal relationships with you, our customers.
We offer personalized service and helpful education so you feel confident in your personal and business financial decisions.

Become a Customer

of Northwoods Bank

Invalid Input

Invalid Input

Invalid Input

Invalid Input

Invalid Input

Invalid Input

Quick Banking

Quickly Navigate To What You Need

Quickly locate the forms and applications you need to complete your loan application.
View our interest rates and annual percentage yields, on our deposit rates page. Note, current rate information can be found by calling any of our branches, and this information may change without notice on our page.
Still deciding what you can and can’t afford? Let us help you! Check out our helpful financial calculators, designed to inform your next financial decision.

Looking for an ATM? No problem, our convenient Northwoods Bank ATM locator tool will help you find the one nearest you.

Out of checks? We’ve got your back! Click here to order a new batch right away!
Looking for help with online banking, mobile banking, E-statements, Bill payment, or something else? Check out our convenient banking services today, to see if we may have a quick solution to your issue.

Business Of The Month

We are excited to welcome Dr. Montzka DC and Heartland Center of Natural Healing as our January Business of the Month.  Heartland Center of Natural Healing is located at the East end of the Northwoods Bank main branch located at 1202 E First Ave. In Park Rapids. Dr. Montzka has been a Chiropractor in the Park Rapids area since 1994. Please check out her website at http://www.heartlandcenterofnaturalhealing.com

Serving Our Community

Northwoods Bank of Minnesota has an interesting history.

Chartered over a century ago in the small town of Dorset MN, the bank successfully navigated through the depths of the depression, the expansion years of the 1980’s and 1990’s, a charter re-location and name change, and most recently, the “great recession”.

Throughout the years, the bank has grown and prospered under the ownership and management of five generations of the Hewitt family. Please take a few minutes to learn about our history, as described in our 100 year anniversary video.

Servicing Park Rapids, MN And The Surrounding Areas

Family owned and operated since 1919

Our team members greet you with a smile and the expertise you are looking for!

  • 218.732.7221
  • 1200 East First Street
    Park Rapids, MN 56470
    NMLS #416535

Social Media

PARK RAPIDS WEATHER