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Lobby Closed
Effective March 19 at 12:00 pm

Because of the seriousness of the Coronavirus (COVID-19) and in an effort to protect the welfare of our employees, customers and our community, Northwoods Bank will be closing our lobby temporarily.

These services will still be available during this time:

Drive-up and Walk-up hours

Main Branch (8:00 am-5:30 pm) Mon – Fri (9:00 am – 12:00 pm) Sat.
Express Branch (7:30 – 3:00 pm) Mon – Fri Closed Saturday
Nevis Branch (10:00 am – 4:30 pm) Mon – Fri (9:00 – 12:00 pm) Sat.
Pine City Branch (8:30 am – 5:00 pm) Mon – Fri (9:00 am – 12:00 pm) Sat

Night Depository available after hours
ATM services available 24 hours a day

Our Online Banking, including Mobile Banking and Mobile Deposit are available 24 hours a day at www.northwoodsbank.com
With these services you will be able to check the balance on your accounts, transfer money between accounts, utilize our Bill Payment system, and make a Mobile Deposit using our Mobile App.
You can control your debit card using Card Valet available also in our Mobile App. You can also apply for a Mortgage Loan & Consumer Loan from our website.

Loan Services, Personal Bankers, account opening and access to your Safe Deposit Boxes will be available by calling (218) 732-7221 for an appointment.

Our Main Branch Staff will continue to work during our normal business hours of 9am-4pm Monday – Friday, and 9am-12pm on Saturday. Please email us at customerservice@northwoodsbank.com or call us at (218) 732-7221 with any questions.


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PARK RAPIDS WEATHER

serving since 1919

resort loans

sba loan experts

mobile banking

rapid mortgage

Welcome

Locally Serviced

 Today's Best Rate!

2.375% 

2.624 % APR  

rates are based on a loan of $275,000

   

Business of the Month

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Park Rapids Auto Center

We're pleased to welcome Park Rapids Auto Center as our April "Business of the Month"!  They are a family-owned business, providing professional & honest service for vehicles of all makes and models. Their ASE (Automotive Service Excellence) Certified technicians are trained with the latest automotive technology and are equipped to handle all major and minor repairs.  No repair is too big or too small!

They also offer mild performance upgrades & accessories including lift kits, Auto Start, hitches, and tonneau covers.  Check out their facebook page for hours, coupons, and deals. Give Steve a call for quality work done at a fair price!  #HeartlandLakes #FamilyOwnedBusiness #ShopSmall

Apply to be the next Business of the Month    

COMMERCIAL REAL ESTATE

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SMALL BUSINESS LENDING

At Northwoods Bank we specialize in small business lending.  The Business lenders at Northwoods Bank are experienced and capable of handling any of your business borrowing needs. We offer financing for the purchase or construction of all types of commercial real estate property. 

Learn More     How to Apply     Contact our Lending Staff

MORTGAGE LOANS

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Stop by and Talk to Amy about how we can help you get into your Dream Home!

Due to the fact that everyone's mortgage needs are unique, we offer several different types of mortgages with competitive rates and terms that are guaranteed to fulfill virtually every type of home mortgage need.

APPLY ONLINE     LEARN MORE     CONTACT OUR LENDING STAFF

 

Customer Testimonials

Northwoods Bank employees are friendly, timely and helpful with any or all of my questions. My personal banker was excellent in meeting all of my needs, pleasant and friendly on top of it all!”
Michelle Current