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Park Rapids, MN

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Home Loan Center

Welcome to the Northwoods Bank Home Loan Resource Center

Online Mortgage - Click to Apply.  Find information and answers to all of your home buying and refinancing questions.

Buying a Home
Whether you're in the real estate market for the first or your fifth time, the more you know about buying a home, the easier it will be.

Home Improvement
Whether you're making needed repairs or a brand new addition, we’ll help you compare your financing options and estimate how much value you might add to your home.

Mortgage Loans -  with competitive rates and local service from application to payoff.

One of our missions at Northwoods Bank is to help people fulfill their financial dreams and goals. We specialize in mortgage lending and originate hundreds of mortgage loans each year. Our experienced and professional mortgage lending team is committed to assisting clients with the local knowledge and quality service they need to purchase the home of their dreams. Whether purchasing your first home, a vacation home, a new residence or the refinance of your existing loan, we can help. We have mortgage loan programs that fit virtually every need and every size. Don’t let our bank size or location fool you. We have the expertise and staff to get your loan processed and closed better than even the large national mortgage lenders. You will find our rates to be very competitive, and best of all, we give you superior local service. We service not only during the application and origination stage, but throughout the life of the loan. We retain the servicing on nearly all of our loans – so you don’t have to deal with call centers halfway across the continent. Join hundreds of happy homeowners and experience the Northwoods difference. Come to us the next time you need a home mortgage.

Due to the fact that everyone’s mortgage needs are unique, we offer several different types of mortgages with competitive rates and terms that are guaranteed to fulfill virtually every type of home mortgage need. Each home mortgage category offers a range of financing options.

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Current mortgage Rates

Mortgage calculators

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