Certificates of Deposit

Our rates are priced on a tiered system to give you the most for your investment. All the certificates of deposit are automatically renewable.

91 - Day Certificate: High interest and short maturity date reflects the three-month Treasury Bill Rate. Interest paid at maturity.

6 – Month Certificate: High interest and short maturity date reflects the 6 – month Treasury Bill Rate. Interest paid at maturity.

12 – Month Certificate: Interest compounded quarterly, paid by check or deposited into a checking or savings account at Northwoods Bank.

18 – Month Certificate: Interest compounded quarterly, paid by check or deposited into a checking or savings account at Northwoods Bank.

30 – Month Certificate: Interest compounded quarterly, paid by check or deposited into a checking or savings account at Northwoods Bank.

42 – Month Certificate: Interest compounded quarterly, paid by check or deposited into a checking or savings account at Northwoods Bank.

60 – Month Certificate: Interest compounded quarterly, paid by check or deposited into a checking or savings account at Northwoods Bank.

Interest rates are subject to change at the discretion of the financial institution. Substantial penalty for early withdrawal & flexible maturity date also available.

Rates

Simplify Your Life With Less Paper.

E-Statements include all of the information you would find on your paper statement, but without the paper.

With E-Statements You Can:

• Receive email notification when your statement is ready.
• Keep your statements organized and easily accessible.
• View, print or save your statements from the convenience of your personal computer.
• Reduce your risk of fraud and identity theft.

Sign Up For E-Statements Today*:

1. Go to www.northwoodsbank.com.
2. Click on the E-Statements button.
3. View the online disclosure, then click on the "next arrow."
4. Fill out the brief application, then click Submit. That's it.

*If you choose to receive your statements electronically, we will no longer mail a printed statement to your address of record.